Can I finance an at-home lab purchase?

Financing availability for a lab purchase should be confirmed at checkout. A financing option offered for one type of order may not apply to every blood panel, genetic test, visit, or membership charge. If financing is displayed, review the $100 minimum order requirement and the 3, 6, 12, 24-month terms before you apply.

Read the lender’s full agreement, including approval requirements, payment dates, interest, and any late-payment rules. Do not assume financing is interest-free or that approval is guaranteed. Ask whether the selected lab purchase qualifies and whether separate charges must be paid another way. The current test price is shown on its treatment page.

Also check how cancellation, a sample that cannot be processed, or a refund would affect the financing agreement. Canceling a test request may not automatically close a loan or pause scheduled payments. Get confirmation from the financing provider about any remaining balance. Choose a payment plan only after you understand the total obligation and the test’s purchase terms.